ANZ - 2021 Annual Review

WHAT IS LIMITED ASSURANCE AND MATERIAL MISSTATEMENT? A limited assurance engagement is restricted primarily to enquiries and analytical procedures. The procedures performed in a limited assurance engagement vary in nature and timing from, and are less in extent than for, a reasonable assurance engagement. Consequently, the level of assurance obtained in a limited assurance engagement is substantially lower than the assurance that would have been obtained had a reasonable assurance engagement been performed. The Standard requires our report to be worded around what we have not found, rather than what we have found. Misstatements, including omissions, are considered material if, individually or in the aggregate, they could reasonably be expected to influence relevant decisions of the Directors of ANZ. USE OF THIS ASSURANCE REPORT This report has been prepared for the Directors of ANZ for the purpose of providing an assurance conclusion on the ESG Information within the ANZ 2021 Annual Report and ANZ 2021 Annual Review and may not be suitable for another purpose. We disclaim any assumption of responsibility for any reliance on this report, to any person other than the Directors of ANZ, or for any other purpose than that for which it was prepared. KPMG, an Australian partnership and a member firm of the KPMG global organisation of independent member firms affiliated with KPMG International Limited, a private English company limited by guarantee. All rights reserved. The KPMG name and logo are trademarks used under license by the independent member firms of the KPMG global organisation. Liability limited by a scheme approved under Professional Standards Legislation. ANZ is responsible for: • Determining that the criteria is appropriate to meet their needs; • Preparing and presenting the ESG Information in accordance with the criteria; and • Establishing internal controls that enable the preparation and presentation of the ESG Information that is free from material misstatement, whether due to fraud or error. KPMG is responsible for: Our responsibility is to perform a limited assurance engagement in relation to the ESG Information for the year ended 30 September 2021, and to issue an assurance report that includes our conclusion. KPMG Independence and Quality Control We have complied with our independence and other relevant ethical requirements of the Code of Ethics for Professional Accountants issued by the Australian Professional and Ethical Standards Board and complied with the applicable requirements of Australian Standard on Quality Control 1 to maintain a comprehensive system of quality control. We have also complied with ANZ’s Stakeholder Engagement Model for Relationship with External Auditor (available at anz.com ) . KPMG 27 October 2021 Adrian King | Partner Melbourne 27 October 2021 79 ANZ 2021 Annual Review

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